I just did a random sampling of these accounts, and what's interesting is that every one of the twenty accounts I looked at had about 3-6 followers, and was following thousands of people (or it was suspended).

All their bios sound like bot-generated text, they all have suspiciously similar passwords that look auto-generated, and none of them seem to have much to say.

On a hunch, I logged in to a few of those accounts and saw that they all had messages asking them to confirm their email addresses, as they had not done so yet.

This is probably not a "leak," but some spammer's list of fake accounts.

Who owns ACH? The banks do.

Who owns Dwolla's replacement? Dwolla.

Banks are smarter than that. Adoption of this will be zero.

Instant transfers mean that someone can bankrupt an entire bank - instantly. If someone hacks this brand-new untested system and issues 100% withdrawal orders for every customer account, B of A and Citibank and Wells Fargo and HSBC can all be bankrupted between 10:32:24 and 10:32:25. Ooops!

ACH is slow and revocable on purpose.

Aw man. As a bootstrapping web business guy, I can say I've had way more problems with supporting iPads and iPhones than IE. IE costs me $0 to support, and I don't even bother (nobody asks!). Supporting hip and popular Apple browsers can run me a grand in a fast minute. Pleasing early adopters without working really well on the iPad3 is a tough sell.

I think startups fighting to support < IE9 is a done decision (don't do it). Start worrying about mobile and tablet platforms instead. 'cause the future, it's knocking.

I'm not crazy about getting an iPad myself, but I'm starting to feel cornered into spending hundreds of $$ on one just to keep those early adopters happy. I think this is where the real browser/device compatibility discussion is, not around IE.