I just went to a talk by a software engineer in SF who was talking about effective altruism and how he personally donates 33% of this income to charity every year...
The one thing about personal finance blogs that consistently bother me is that they always feel incredibly selfish. How much do they donate to charity every year? Given the attitude of scrimping every penny I’m guessing very little to none.
A group declares themselves a charity, gets a foolish government to go along with it, and suddenly they deserve, for free, the money that other people worked for? Okay...
Believe it or not, some people see through this rather obvious scam.
Under capitalism, there are clearly no incentives to donate to anything. Maybe to tragedy of the commons kind of things like global warming, but even then you know that most of what you give ends up in NGO executives compensation and other employees payroll. Donating is only doable at Warren Buffet / Bill Gates levels of wealth.
I didn’t find this particularly insightful, and disagree with many of the points made.
First of all the post is arguing for more semantic HTML and says nothing about using semantic HTML5 tags over <div>? AFAIK semantic tags didn’t even exist before HTML5 which is definitely not the 90s.
I also find using the <table> element generally be bad practice. There are much better/easier ways to build responsive tables using grid or flexbox than dealing with <tr>/<thead>/<td> everywhere.
> I also find using the <table> element generally be bad practice. There are much better/easier ways to build responsive tables using grid or flexbox than dealing with <tr>/<thead>/<td> everywhere.
Try using that monstrosity in a screen reader. You completely break vertical/column navigation. Hardly better.
Obviously. But why would banks ever do that? They see Robinhood, Lending Club, Venmo, etc as competitors. No way there going to open up API’s to them unless the government forces the banks to do it.
So maybe Plaid will be what Venmo was to Zelle. I have been following this space for a while now. When Plaid came into the picture, it made Yodlee be more open. So maybe in 10 more years we will have open bank APIs.
They have been trying to get banks to have APIs for years with no luck -- ofx/ofc. Mint went their own way for scraping and Watsi died because they did NOT want to do scraping. I was actually surprised when 2 years ago Xero got a "direct integration with Wells Fargo. Synapse got some funding a couple of days ago one can certainly hope
Plaid needs to be exposed as one of the most unethical companies in SV. If people are worried about online privacy then they should really be worried about a company that is so deceiving and makes it basically impossible to revoke permissions on something as sensitive as access to your bank account and transaction history once granted.
probably so, but the if you look at all the large recent successes in SV, all of them have had serious moral and legal lapses. As they are well funded, and have powerful friends, they have thus far avoided jail time.
So my cynical view, is that Plaid is just playing a game of doing what works and has proven to work. I am not excusing their bad behavior, just trying to point out what's motivating it. Robbers will always rob, and cheaters will always cheat, but we as a society need to make it less profitable to rob and cheat--and not just for the lower classes, for the elites as well.
Rahm Emanuel wrote on this recently in The Atlantic, and then shortly thereafter took a well paid job in financial services. So I guess, more do as I say not do as I do.
To revoke access change your bank password. My biggest concern with any of the bank api providers is who they use to scrape the banks. Most are offshore outside the reach of US law enforcement or court system.
I take issue with a product that markets to consumers as an easy way to authenticate for the purpose of pulling or pushing funds, but is actually authorizing developers to scrape years of transaction history in 20 minutes, my real time balance, my phone/email/address etc. without another level of permission. It’s disgusting.
I just wanted an alternative to microdeposits to prove to an app that I own a bank account, not give the app free range to steal all my bank data in the process of doing so.
Personally I think the younger generation will rethink the entire notion of what retirement is. The stereotype of counting the days til 65 and then all of a sudden you’re playing golf every day for the rest of your life is just comical.
I listened to the Rogan podcast and was definitely confused by some of the arguments he makes e.g. he claimed the celebrities are the "most miserable people in the world" because they get a disproportionate amount of hate directed toward them due to their status as public figures (or something). I don't believe that for a minute.
I was also a bit surprised by the discussion around questioning the truth behind climate change. Yes, we should be scientific about validating hypothesis about anything, but to nod along as Rogan said "there's no evidence" was a bit shocking.
It’s certainly possible these miserable celebrities were miserable before they were celebrities.
It may be survival bias in that I remember what I hear and no one reports on the sober celebrity, but it seems like a very fair amount of our richest, most creative, and most lauded persons in this world have their fair share of mental and substance troubles.
I can easily believe that about celebrities. Wouldn't be at all surprised if the rate of mental health issues is much higher than average in celebrities.
The last 3 technical roles I've been in over the last 8 years or so used realistic technical tasks for the technical tests. It was grounded in actually making something useful work. Intensive CPU/memory optimization is usually the last thing to optimize in a system which is inefficient. When you do get to it, you do it on a case-by-case basis with careful reference to the latest work on efficiency in that particular sub-domain, not by instantly recalling university lectures from 20 years ago. And by the way, the right solution for CPU/Memory optimizations is never linked lists. I think the best technical test you can do is pay your potential candidate to come and do a ticket with your team. You actually get to see what working with them is like, as well as practical ability. Failing that, give them some time to create a practical solution to something a bit tricky, and see what their overall approach is like, when given time to do it with stackoverflow etc. available to them, because that's what real life is like.
I don’t really see a problem with LL questions. There’s only so many linked list question variations and they are a simpler subset of trees/graphs, which are useful and have more real world applications.
If I was interviewing I would be much happier if I was asked a LL question over a tree or graph problem.
I feel like flexbox works better for how I think about building apps in that I'm usually working on one feature at a time, not "laying out" an entire 2d page at once.
Flexbox is 1 dimensional vs grid which is 2. Use both. I just implement a Kanban type of UI at work. The main layout uses grid and the cards itself uses flexbox
