It's sweet that you think students get what their parents pay for. No. The briefest of glances lets you know exactly what Dartmouth instructed their architect to aim for: capacity.
The real reason it looks so poor is —as I did say before— their respective aesthetic aims. Dartmouth wanted something that looked New Englandy that holds dozens of students, while the bank wanted something that makes them look like they have all the money.
And that aesthetics should override competent construction technique is a bad idea, is also a fair criticism.