> Not only are the costs outlandish, there are no high deductible plans available for people who are generally healthy. All of the plans, gold, silver and bronze, are geared toward heavy users or highly risk-averse users.
Isn't this just because now insurance companies have to cover preexisting conditions and also not charge them exorbitant prices? Naturally, they would be taking a loss in order to do this so that burden is instead shifted onto the healthy people. To prevent healthy people from just not buying insurance, the mandate was made because it's economically unfeasible without them.
If you're the type of person who would normally use a high deductible plan, you're worse off, but that's the way it was supposed to be. Presumably if one day you get very sick though, you will still be able to get insurance.
We shifted the burden of healthcare from lower class and sick to middle class.
But the fundamental problem is high cost of healthcare. Capitalism is usually a ruthlessly effective tool, but it doesn't seem to work with healthcare due to lack of choice.
Maybe it doesn't make sense to invest so much money into health?
Is it a worthy trade-off getting 80% of our current healthcare quality for say 50% of the cost?
It's a tough call to make, but this country is in decline and we need to make tough choices.
I'm a 19-year old developer working my ass off last 4 years for silly startups. Currently I make $30/hour but paying around 30% of my income in taxes.
Baby boomers benefited from generation before them and borrowed money from gen x'ers/millenials and they run this country into ground.
Once my agegroup starts seriously voting I feel like we won't have a lot of pity for older age groups and their retirement plans.
I support raising minimum wage to livable standards, but I hope universal income comes soon.
Over the last year I've been getting burned out working 60 hour weeks trying to use latest languages and libraries, while my company is hiring $3/hour phillipino php/WordPress codemonkeys...While all I wish in life is to Haskell in peace for next 30 years and then die.
I'm still trying to work toeard American dream, but it's dead for all but the software industry.
It's disilousining to see rich stealing the fruits of my labour while I have to pay government to keep the lower class alive.
As kids we were told about wonders of globalization, democracy, and America.
In the real world we now have to deal with fucked up environment, economics and Putin flexing his geopolitical dick.
So you older folks got us into this mess, what the hell do we do now?
> We shifted the burden of healthcare from lower class and sick to middle class.
Where are you getting this from? I thought we shifted the burden from.. sick people to non sick people
> But the fundamental problem is high cost of healthcare. Capitalism is usually a ruthlessly effective tool, but it doesn't seem to work with healthcare due to lack of choice.
Maybe it doesn't make sense to invest so much money into health?
I don't know if I agree on the ruthlessly effective part, but I'm also not sure what you mean by lack of choice. Lack of choice in what? Insurance? After all, there are plenty of hospitals you could go to.
I'm guessing treatments sometimes are expensive because.. well we don't have a good understanding of how to many things so we use the best thing we know how to use, which is often expensive no matter the industry. On the other hand, it seems like a bad choice to use something cheaper because.. well because we don't want people to die.
> It's a tough call to make, but this country is in decline and we need to make tough choices.
By what measure?
> I'm a 19-year old developer working my ass off last 4 years for silly startups. Currently I make $30/hour but paying around 30% of my income in taxes.
> Over the last year I've been getting burned out working 60 hour weeks trying to use latest languages and libraries, while my company is hiring $3/hour phillipino php/WordPress codemonkeys...While all I wish in life is to Haskell in peace for next 30 years and then die.
You certainly sound burned out. Why not try to find a better job? If they can hire that type of employee then perhaps you need to try to find a job where you aren't going to be replaceable? I don't really know that using the latest languages and libraries is a good thing..
> It's disilousining to see rich stealing the fruits of my labour while I have to pay government to keep the lower class alive.
Sorry you're going to have to elaborate. How exactly are the rich "stealing" your work?
> So you older folks got us into this mess, what the hell do we do now?
Sorry I'm completely lost now. If you have things you'd like to improve then you should vote on them and try to get the change you'd like to see enacted.
Isn't this just because now insurance companies have to cover preexisting conditions and also not charge them exorbitant prices? Naturally, they would be taking a loss in order to do this so that burden is instead shifted onto the healthy people. To prevent healthy people from just not buying insurance, the mandate was made because it's economically unfeasible without them.
If you're the type of person who would normally use a high deductible plan, you're worse off, but that's the way it was supposed to be. Presumably if one day you get very sick though, you will still be able to get insurance.