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In my country we stopped using checks at least 15 years ago, and who carries around enough cash that you want to deposit it? I've only used an ATM machine maybe 2-3 times this year. If I need a small amount of cash I just ask the cashier at my grocery store for some extra cash when I pay using my card, but it's been at least 3 weeks since the last time :-)

I can't think of a situation where I need cash at all, except for a few vending machines. If I need to buy a car or something from an individual, it takes me 5 minutes to transfer the money using the web. If I want, I could even setup a list of friends/family (for safety) and transfer money by sending an SMS message to my bank.



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