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My 2 cents:

1. Mint was viral to a degree. The service itself wasn't, but their blog was. They put a lot of effort into building a community around their blog - posting tips and guides on managing your finances, and so on.

2. I wonder if Wesabe ever tried shifting to be a more power-user service. If what he says is true, it sounds like they could made it into a service that caters to people that really do want to actively manage their finances.



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