You will notice your key missing, then you can disable that key with your backup key. With only a password, it becomes a lot harder to notice someone stole your pw.
With 4 U2F keys, people who stole 1 of your U2F keys gain that one factor for only the services that you tied to that keys.
You will notice your key missing, then you can disable that key with your backup key. With only a password, it becomes a lot harder to notice someone stole your pw.