if it takes more than 30min to cancel a service/account i just call my bank, explain the situation and reject all future transactions from that merchant.
Can you run into legal issues with this? If the company still thinks youre using the product/service but not paying? I would like to know because i want to use this strategy.
merchants are always notified of chargebacks and penalized. if a certain percent of your transactions have chargebacks you can have your merchant account cancelled.
this may not work if you have a contract, but if the business doesn't make it easy enough to cancel a service agreement they have no right to my money and i'm going to make sure my response affects their bottom line so they pay attention and cancel my account.
