Fair enough. Though I guess I just don't see how the argument that insurance companies are "bad guys" has any legs.
Yes, insurance companies only want to pay out when they are contractually obligated to do so. That is patently obvious. If insurance companies paid out when they weren't, insurance would be much more expensive than it is now.
If an insurance company is unsure a situation is contractually covered, they will not pay, and a court will decide the case. Once such ambitious cases are clarified, all future parties benefit.
I don't see anything shady or underhanded about any of this. Especially since it is all basically part of the definition of what an insurance company is!
Yes, insurance companies only want to pay out when they are contractually obligated to do so. That is patently obvious. If insurance companies paid out when they weren't, insurance would be much more expensive than it is now.
If an insurance company is unsure a situation is contractually covered, they will not pay, and a court will decide the case. Once such ambitious cases are clarified, all future parties benefit.
I don't see anything shady or underhanded about any of this. Especially since it is all basically part of the definition of what an insurance company is!