Anybody planning on using this? Is it due to privacy or convenience (app stuff)? My current card get's 2.5% back on everything, plus other cards with rotating 3-5% categories. Not sure I will just to this just due to that .05%.
Alliant has a 2.5% back card (https://www.alliantcreditunion.org/bank/visa-signature-card)... it does have annual fee though, so unless you spend a lot of money on non-bonused categories it is probably not worth it.
Or if you can stash $100K with BoA or Merrill, BoA Travel Rewards give you 2.625% back (1.5% back + 75% bonus), with no annual fee.
