By your logic, no one would have to buy life insurance. | Hacker News

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		mirthflat83 on Sept 25, 2019 \| parent \| context \| favorite \| on: Bike crash left Spokane man unconscious, so his Ap... By your logic, no one would have to buy life insurance.

lr4444lr on Sept 25, 2019 | [–]

The risk life insurance smooths out is typically borne not by you, but by your beneficiaries.

versk on Sept 25, 2019 | [–]

But your risk profile for death is extremely high.

opless on Sept 25, 2019 | [–]

On a long enough time line, the survival rate for everyone drops to zero.

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