If we're going to assume the Brave user just installed Brave and has 0 BAT, then let's be fair.
You had to spend a certain number of years on Earth to become old enough to have a credit rating and legal standing to get a credit card.
You had to obtain a credit card by filling out paperwork and being accepted by the company issuing the credit card.
You had to wait for the card to arrive in the mail.
You had to activate it the card.
I don't think it's fair to just skip over all those steps just because they're already done. Sure, for you, today, the card is probably easier. But by that token a guy with a horse in 1900 who already had a stable and a bunch of hay could say, "Why would anyone buy a car?"
And he'd be right, on that particular day, for him. But not for everyone, and not forever.
You had to spend a certain number of years on Earth to become old enough to have a credit rating and legal standing to get a credit card.
You had to obtain a credit card by filling out paperwork and being accepted by the company issuing the credit card.
You had to wait for the card to arrive in the mail.
You had to activate it the card.
I don't think it's fair to just skip over all those steps just because they're already done. Sure, for you, today, the card is probably easier. But by that token a guy with a horse in 1900 who already had a stable and a bunch of hay could say, "Why would anyone buy a car?"
And he'd be right, on that particular day, for him. But not for everyone, and not forever.