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Last time there was noise about startup death clocks (let me find the link to the last discussion later), I thought it was a good idea but not at all what I wanted. What I wanted was to be able to plug in the actual income/outgoing for individual months/days and be able to see when the trend lines change, or choose which time frames to calculate over, and not just to determine "when will I run out of money?" but also "when will I become rich?" using the trend of the last month, six months, year, total, what have you. Not only that, but early in a startup, in/out costs can be highly variable month to month.

So I implemented some basic java scripts to record and update incoming and outgoing transactions and I realized as I was starting to put data in, that I would much rather not input all transactions but just get the data from my bank.

Then I realized that this would be much better as a plugin for a ledger/budget balancer program, or for something like mint.com. And I kind of abandoned progress on it there, as I don't use mint, and I started looking at various programs to help me track money but realized that keeping a spreadsheet of "money at start of month, money at end of month", still works fine for me, and with some macros I can determine what I want to know.

So... for some one who does use these programs, would a plugin (or just a script on exported data) be worth it? Should I learn to use mint or gnucash or whatever for this?



I posted my app here last week and lots of people liked it: https://zetabee.com/cashflow/ - I use it for my personal expenses but you should be able to use it for a small business.


Neato. Feature suggestion: add a waterfall chart.

http://en.wikipedia.org/wiki/Waterfall_chart




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