Where did you get your credit card? Name-and-shame is important when dealing with corporations, but so is name-and-praise for the few that actually work correctly.
USAA credit cards have been fantastic for me over a 31 year period. In that time, I can only recall 3 chargebacks and all were decided in my favor quickly and easily. Other service is also great; cash back levels are just “okay” but I’m not giving up convenience and USAA service for 50bps more cash back.
