Of course I do: based on everything I've seen in my life and the people I actually know. Not based on some report that never seems to agree with actual "in the field" data.
My experience disagrees with your experience, again based on my own life and people I actually know.
The data, broadly speaking, matches up with my experience -- "some report" agrees with my "in the field" data, and with yummyfajitas' "in the field" data, and many others' "in the field" data. "Scalzi's article describes a fairly atypical poverty experience"; you and Scalzi are the outliers, not the norm.
