Personal attacks will get you banned here. We've had to warn you before about breaking the site guidelines. Please review the rules and stick to them from now on: https://news.ycombinator.com/newsguidelines.html.

You are quite viciously arguing a point the OP didn't make and doesn't even seem to hold. Chill.

I suspect you mean speed/bandwidth when you say scale, but that isn't the entirety of what scale means. try being in russia right now and buying products like netflix or similar sold in USD. With crypto you have free (as in freedom) money that enables consenting people to trade without the permission of oppressive governments.

As for bandwidth and speed there are _plenty_ of crypto solutions that match or beat SWIFT, which as of last year was probably peaking somewhere around 150k (very generous assumption based on 40 million messages a day) FIN messages a second. It takes many FIN messages to complete a transaction of exchanging money and there are numerous blockchains which do in excess of 50k tx/sec