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> Senior engineers are easily pulling 7 figures here, which means even taking into account your cost-of-living, you'll end up fairly ahead.

senior engineers are not "easily pulling" that amount anywhere. that's way outside the senior engineer band at FAANGs/unicorns. you need to be at staff/principal level to get outside of the mid six figures, which is very hard even if you already have a job at one of those companies.

that said, I do kinda agree otherwise. if you are making $200k (typical senior at normal company, between junior/mid-level at FAANG) and are a remotely frugal person, it would take a very unlucky series of events to get to "broke". the risk exists, but from a strictly materialistic viewpoint, the increased upside more than makes up for it.



Yup, expected value is much more. 200k tend to be near starting band these days, and within 5-6 years where you tend to be the healthiest in your life assuming new grad, you can reach 600+ band.




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