I agree with most of the advice but med school is the one advice I would for the most part disagree with if we are talking about generalizations which the article for the most part does. Med school in general is still a winning proposition, while it is true the market is a mess and insurance companies have limited the up side, the reality is the majority of doctors do well. My wife went back to med school and should she decide to practice she would do quite well. Med school is one of the few that I would consider if I where at the point in my life where I was making a decision on education.