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The rich people have insurance policies that put the screws to the hospital to get an amazingly good deal. The make-up money comes from people who have crappy insurance policies and/or just enough money to pay.

Hospitals over-charge a lot. If you call hospital billing and negotiate a bit, you can get a much lower bill.

If you can spend the rest of your life paying off your hospital stay, you will.

Well this part, I'm OK with. I will gladly take credit on my future earning in exchange for a shot at having future earnings.



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