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Which is why it's $100k of risk-adjusted equity. Some high percentage will fail[1], but that's already accounted for in the price. In the case the equity is worth a non-zero amount, it will probably be worth much more than $100k.

Trying to decide whether the startup will fail is almost the whole game. In the end that has a much larger impact than your exact equity percentage.

[1] though if you apply a simple filter like "only YC startups" it's way less than 90%



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