I used it with my family and it's worth paying monthly for it. Passwords are so incredibly important. If I was hit by a car tomorrow, I know a huge chunk of my life is there for people to just pick up.
> If I was hit by a car tomorrow, I know a huge chunk of my life is there for people to just pick up.
My wife and I have talked a bit about this recently but haven't implemented anything yet. (I use 1Password, and she doesn't have access other than a shared vault, and vice-versa with iCloud passwords.)
One thing that gives me a bit of hesitation is from a security standpoint - if we have access to each other's accounts and one of us falls victim to, for instance, a password-manager-level phishing scheme, the fallout from both of us having to recover from that at the same time is dramatically more of an inconvenience than if only one of us is affected.
Happy to hear from anyone else who's thought about this and any approaches they may have been taken - there doesn't seem to be much discussion about it online.
If you're worried about banking passwords and accounts, those shouldn't be shared logins. Banks in the US have specific procedures for handling the death of account holders, and someone logging in as the deceased is problematic. Beneficiary designation and percentages needs to be followed, and if a spouse/other logs in and starts moving money around, all that has to be unwound.
My break glass implementation is a printed sheet of all my financial orgs and account numbers (including bills I handle). All the beneficiary designations are done, so my wife would just need to give them the death certificate and she'd have control of the funds.
