It's unsecured, just like a credit card.
>Cc has interest rates and credit scores.
AFAIK BNPL products either change interest directly to the consumer or is subsidized by the merchant. There's also a credit check prior to it being granted, so it's not like they're handing it out to just anyone.
It's unsecured, just like a credit card.
>Cc has interest rates and credit scores.
AFAIK BNPL products either change interest directly to the consumer or is subsidized by the merchant. There's also a credit check prior to it being granted, so it's not like they're handing it out to just anyone.