Actually, this version 2 of Starship was explicitly designed for lower the dry mass of the vehicle. It seems like SpaceX is exploring the lower limit on acceptable mass, and thus strength, of the Starship. This is a development program, after all.
This comparison doesn't make sense, the USD 200B/year was to invent the capabilities, do trailblazing work on something that needed to be proven even feasible as a concept, to do fundamental/foundational work, not to productionalise technology.
I'd expect SpaceX to do much more now than NASA in the 60s if granted USD 200B/year, considering they are already standing on the shoulders of giants.
