None of that invalidates what I said as a general rule for health insurance company behaviors that are also very well documented in media, so I'm not sure what you're trying to clarify for me here.
> That premise must be invalid because if true, no one would buy insurance from for profit insurance companies.
What premise? That companies balloon costs or aim to provide less care if they can get away with it? It's a complete non-sequitur if you think so.
>because there are also for-profit health insurance companies (that deny coverage) and not-for-profit ones (that balloon costs)
The claim that for profit health insurance companies deny coverage to save money and non profit health insurance companies balloon costs to maximize healthcare expenses is obviously wrong (as demonstrated in previous comment).
The claim that health insurance companies in general both deny coverage to reduce healthcare expenses and maximize healthcare expenses to increase profit is obviously wrong, because it's inherently contradictory.
>behaviors that are also very well documented in media
I don't see any documentation of this behavior. The documentation that does exist is the whole business limps along on a knife's edge, lagging SP500, while have no power to set their prices (the government has to approve their prices). They certainly do engage in outsourcing and underemployment, perhaps to intentionally delay and deny care, but probably leading to just as many incorrect approvals as incorrect denials (obviously you won't hear about the former in the media).
> That premise must be invalid because if true, no one would buy insurance from for profit insurance companies.
What premise? That companies balloon costs or aim to provide less care if they can get away with it? It's a complete non-sequitur if you think so.