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"Just curious, are you $200K in debt "

My wife (is younger than I am) graduated within the last 8 years from PUBLIC medical school and has roughly 200k in debt when we got married although I'm not certain what that debt is from or how much was already paid off etc.



I had asked about both PUBLIC UNDERGRAD and PUBLIC MEDICAL SCHOOL.

State University of New York Undergrad including all expenses is about $22K per year (just checked) or about $90K

The NY State Med School Tuition is about $30K per year or $120K + living expenses.

So for around $250K one can get both Undergrad and Medical Education.

A number of people graduating from medical school have large debt precisely because they do not choose to go to both public undergrad AND public medical school.

4 years undergrad private school can be about $250 K for tuition and living costs. Thus, by choosing to attend public undergrad and medical school can cost the same as private undergrad alone.


He did say "200k in debt when we got married," which suggests to me at least that he is talking about all of her debt, from undergrad and medical school.

Still, $250k is a shitload of debt. Putting back a solid $2k/month towards the principal (not even counting interest here) would still take a little over ten years to pay it off.




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