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> If you don't like it, you don't have to take it, of course.

Unless you live in a country that funds such programs via taxation, which is most (all?) Western democracies.



Sigh, I should have known I'd get a reply like this.

The conversation is about commercial, private insurance plans, not about government social security systems. That is what the "it" refers to. You are talking about something completely different.




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