Many times there is an exception for pre-existing conditions if you had continuo... | Hacker News

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		toast0 on Aug 27, 2013 \| parent \| context \| favorite \| on: The one HR benefit every startup should add Many times there is an exception for pre-existing conditions if you had continuous credible coverage.

danielweber on Aug 27, 2013 [–]

The "P" in HIPAA stands for "Portability."

Group plans are limited in how long they can exclude someone for pre-existing conditions, and guarantees no waiting period if they already had qualifying insurance.

The private market doesn't have the same protections, for reasons both good and bad.

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