Ugh, talk about an article needing a SavedYouAClick.

So ApplePay might finally make mobile payments worthwhile, because of Apple's pressure on merchants. Which is nice because credit card fraud in the US accounts for 7-15 billion dollars per year, which is not enough to warrant changing all the POS systems in the US. But maybe not right away.

Also, we will randomly mention sub-sahara Africa because they apparently use a lot of mobile payments already, except not with ApplePay.

The Africa tie in here is beyond stupid.

Not to be flippant but Africa is the absolute last place anything "Apple" will take hold.

If people could please stop claiming that the <$1/day continent is going to start buying $750 phones AND $350 watch that'd be great, mmmkay ?