As always, when someone has something to gain from giving you advice, be skeptical, even if it seems well intentioned.
It is fairly disingenuous of VCs and other investors to advocate for talented young people to start businesses without providing data on how most startup founders (and especially employees) do. From the limited amount of data
on this I've seen, it looks like your odds of making any substantial amount of money is quite small and certainly if you're talented enough to found a successful startup you're probably talented enough to get a higher paying job at a more stable company. It might not be as glamorous, but it will give you time to focus on the things that are more important to you than money.
It is fairly disingenuous of VCs and other investors to advocate for talented young people to start businesses without providing data on how most startup founders (and especially employees) do. From the limited amount of data on this I've seen, it looks like your odds of making any substantial amount of money is quite small and certainly if you're talented enough to found a successful startup you're probably talented enough to get a higher paying job at a more stable company. It might not be as glamorous, but it will give you time to focus on the things that are more important to you than money.